<!DOCTYPE html>
<html lang="en">
<head>
    <meta charset="UTF-8">
    <meta name="viewport" content="width=device-width, initial-scale=1.0">
        <title>Messelife - Your Comprehensive Insurance Solution, Always Here for You</title>

    <script src="https://cdn.tailwindcss.com"></script>
    
    <link href="https://cdnjs.cloudflare.com/ajax/libs/flowbite/2.2.0/flowbite.min.css" rel="stylesheet" />
    <link rel="stylesheet" href="https://cdnjs.cloudflare.com/ajax/libs/font-awesome/6.4.0/css/all.min.css">
    <link rel="preconnect" href="https://fonts.googleapis.com">
    <link rel="preconnect" href="https://fonts.gstatic.com" crossorigin>
    <link href="https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700;800;900&family=Plus+Jakarta+Sans:wght@300;400;500;600;700;800;900&display=swap" rel="stylesheet">

    <style>
        html {
            scroll-behavior: smooth;
        }

        body {
            font-family: 'Inter', sans-serif;
        }
        h1, h2, h3, h4, h5, h6 {
            font-family: 'Plus Jakarta Sans', sans-serif;
        }

        .gradient-text {
            background: linear-gradient(135deg, var(--tw-gradient-from), var(--tw-gradient-to));
            -webkit-background-clip: text;
            -webkit-text-fill-color: transparent;
            background-clip: text;
        }

        .glass-effect {
            background: rgba(255, 255, 255, 0.9);
            backdrop-filter: blur(10px);
            -webkit-backdrop-filter: blur(10px);
        }

        .hover-lift {
            transition: transform 0.3s ease, box-shadow 0.3s ease;
        }

        .hover-lift:hover {
            transform: translateY(-8px);
            box-shadow: 0 20px 40px rgba(0, 0, 0, 0.15);
        }

        @keyframes float {
            0%, 100% { transform: translateY(0); }
            50% { transform: translateY(-20px); }
        }

        .animate-float {
            animation: float 6s ease-in-out infinite;
        }

        .pattern-dots {
            background-image: radial-gradient(circle, rgba(0,0,0,0.05) 1px, transparent 1px);
            background-size: 20px 20px;
        }

        .section-divider {
            position: relative;
            overflow: hidden;
        }

        .section-divider::before {
            content: '';
            position: absolute;
            top: -50%;
            left: -10%;
            width: 120%;
            height: 200%;
            background: linear-gradient(135deg, transparent 45%, rgba(255,255,255,0.03) 50%, transparent 55%);
            transform: rotate(-5deg);
        }
    </style>
    <link rel="stylesheet" href="assets/css/dynamic.css">
</head>
<body class="antialiased">

<nav class="bg-gradient-to-br from-gray-50 to-white border-b border-gray-200 fixed w-full z-50 top-0">
    <div class="max-w-screen-xl flex flex-wrap items-center justify-between mx-auto p-5">
        <a href="./" class="flex items-center space-x-2">
            <span class="self-center text-3xl font-black text-purple-600">
                Messelife            </span>
        </a>
        <button data-collapse-toggle="navbar-default" type="button" class="inline-flex items-center p-2 w-10 h-10 justify-center text-sm text-gray-500 rounded-lg md:hidden hover:bg-gray-100">
            <svg class="w-5 h-5" fill="none" viewBox="0 0 17 14">
                <path stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M1 1h15M1 7h15M1 13h15"/>
            </svg>
        </button>
        <div class="hidden w-full md:block md:w-auto" id="navbar-default">
            <ul class="font-bold flex flex-col md:flex-row md:space-x-8 items-center">
                <li><a href="./" class="block py-2 px-3 text-gray-700 hover:text-purpleHome</a></li>
                <li><a href="about-us.php" class="block py-2 px-3 text-gray-700 hover:text-purple-600 transition-colors">About</a></li>
                <li><a href="blog/" class="block py-2 px-3 text-gray-700 hover:text-purpleBlog</a></li>
                <li>
                    <a href="contact.php" class="block py-3 px-8 text-white bg-gradient-to-r from-purple-600 to-pink-600 rounded-xl hover:shadow-xl transition-all">Contact</a>
                </li>
            </ul>
        </div>
    </div>
</nav>


<section class="mt-16 bg-gray-50">
    <div class="max-w-screen-xl mx-auto px-4 py-16">
        <div class="bg-white rounded-3xl shadow-2xl overflow-hidden">
            <div class="grid lg:grid-cols-2">
                <div class="p-12 lg:p-16 flex flex-col justify-center">
                    <div class="flex items-center space-x-3 mb-6">
                        <div class="flex space-x-1">
                                                        <i class="fas fa-star text-yellow-400"></i>
                                                        <i class="fas fa-star text-yellow-400"></i>
                                                        <i class="fas fa-star text-yellow-400"></i>
                                                        <i class="fas fa-star text-yellow-400"></i>
                                                        <i class="fas fa-star text-yellow-400"></i>
                                                    </div>
                        <span class="text-gray-600 font-semibold">4.9/5 from 2,500+ reviews</span>
                    </div>
                    
                    <h1 class="text-5xl lg:text-6xl font-black text-gray-900 mb-6 leading-tight">
                        Your Comprehensive Insurance Solution, Always Here for You                    </h1>
                    
                    <p class="text-lg text-gray-600 mb-8">
                        Trustworthy Insurance Protection: Covering What Matters Most to You                    </p>
                    
                    <div class="bg-gradient-to-r from-purple-50 to-pink-50 rounded-2xl p-6 mb-8">
                        <div class="flex items-center space-x-4">
                            <div class="w-12 h-12 bg-purple-600 rounded-xl flex items-center justify-center">
                                <i class="fas fa-bolt text-white text-xl"></i>
                            </div>
                            <div>
                                <div class="font-bold text-gray-900 mb-1">Limited Time Offer</div>
                                <div class="text-sm text-gray-600">Made-to-Order Insurance</div>
                            </div>
                        </div>
                    </div>
                    
                    <div class="flex flex-col sm:flex-row gap-4">
                        <a href="#contact" class="px-8 py-4 bg-gradient-to-r from-purple-600 to-pink-600 text-white font-bold rounded-xl hover:shadow-xl transition-all text-center">
                            Discover Your Beauty Journey                        </a>
                        <a href="#services" class="px-8 py-4 bg-gray-100 text-gray-900 font-bold rounded-xl hover:bg-gray-200 transition-all text-center">
                            View Services
                        </a>
                    </div>
                </div>
                
                <div class="relative h-full min-h-[400px] lg:min-h-[600px]">
                    <img src="https://images.pexels.com/photos/8730013/pexels-photo-8730013.jpeg?auto=compress&cs=tinysrgb&dpr=2&h=650&w=940" alt="Hero" class="absolute inset-0 w-full h-full object-cover">
                </div>
            </div>
        </div>
    </div>
</section>


<section class="py-24 bg-white">
    <div class="max-w-screen-xl mx-auto px-4">
        <div class="grid md:grid-cols-4 gap-8">
            <div class="text-center p-8 bg-gradient-to-br from-purple-50 to-purple-100 rounded-2xl border-2 border-purple-200 shadow-lg">
                <div class="text-5xl font-black text-purple-600 mb-2">500+</div>
                <div class="text-gray-700 font-semibold uppercase tracking-wider text-sm">Happy Clients</div>
            </div>
            <div class="text-center p-8 bg-gradient-to-br from-pink-50 to-pink-100 rounded-2xl border-2 border-pink-200 shadow-lg">
                <div class="text-5xl font-black text-pink-600 mb-2">98%</div>
                <div class="text-gray-700 font-semibold uppercase tracking-wider text-sm">Satisfaction Rate</div>
            </div>
            <div class="text-center p-8 bg-gradient-to-br from-purple-50 to-purple-100 rounded-2xl border-2 border-purple-200 shadow-lg">
                <div class="text-5xl font-black text-purple-600 mb-2">24/7</div>
                <div class="text-gray-700 font-semibold uppercase tracking-wider text-sm">Support Available</div>
            </div>
            <div class="text-center p-8 bg-gradient-to-br from-pink-50 to-pink-100 rounded-2xl border-2 border-pink-200 shadow-lg">
                <div class="text-5xl font-black text-pink-600 mb-2">15+</div>
                <div class="text-gray-700 font-semibold uppercase tracking-wider text-sm">Years Experience</div>
            </div>
        </div>
    </div>
</section>

<section class="relative bg-gray-900 py-20 overflow-hidden" id="services">
    <div class="absolute inset-0 bg-gradient-to-br from-purple-900/20 to-pink-900/20"></div>
    
    <div class="max-w-screen-xl mx-auto px-4 relative z-10">
        <div class="text-center mb-16">
            <span class="inline-block px-4 py-2 bg-white/10 text-white rounded-full text-sm font-semibold mb-4">Services</span>
            <h2 class="text-5xl font-extrabold text-white mb-4">Experience Beauty Like Never Before with Our Services</h2>
            <p class="text-xl text-gray-300 max-w-2xl mx-auto">Professional solutions for every need</p>
        </div>
        
        <div class="grid md:grid-cols-3 gap-6">
                        <div class="bg-white/5 backdrop-blur-sm border border-white/10 rounded-2xl p-8 hover:bg-white/10 transition-all">
                <div class="w-14 h-14 bg-gradient-to-br from-purple-500 to-pink-600 rounded-xl flex items-center justify-center mb-6">
                    <i class="fas fa-shield-alt text-white text-2xl"></i>
                </div>
                <h3 class="text-xl font-bold text-white mb-3">Auto Insurance</h3>
                <p class="text-gray-300 leading-relaxed">Drive with peace of mind knowing you and your vehicle are fully protected. We offer a range of comprehensive auto insurance plans to safeguard you against unforeseen events on the road.</p>
            </div>
                        <div class="bg-white/5 backdrop-blur-sm border border-white/10 rounded-2xl p-8 hover:bg-white/10 transition-all">
                <div class="w-14 h-14 bg-gradient-to-br from-purple-500 to-pink-600 rounded-xl flex items-center justify-center mb-6">
                    <i class="fas fa-umbrella text-white text-2xl"></i>
                </div>
                <h3 class="text-xl font-bold text-white mb-3">Health Insurance</h3>
                <p class="text-gray-300 leading-relaxed">Your health is your greatest asset. Secure it with our comprehensive health insurance plans, providing you with the coverage you need to access quality healthcare without financial burden.</p>
            </div>
                        <div class="bg-white/5 backdrop-blur-sm border border-white/10 rounded-2xl p-8 hover:bg-white/10 transition-all">
                <div class="w-14 h-14 bg-gradient-to-br from-purple-500 to-pink-600 rounded-xl flex items-center justify-center mb-6">
                    <i class="fas fa-home text-white text-2xl"></i>
                </div>
                <h3 class="text-xl font-bold text-white mb-3">Pet Insurance</h3>
                <p class="text-gray-300 leading-relaxed">Your furry friend is part of your family. Keep them healthy and protected with our pet insurance plans, covering everything from routine check-ups to unexpected accidents and illnesses.</p>
            </div>
                        <div class="bg-white/5 backdrop-blur-sm border border-white/10 rounded-2xl p-8 hover:bg-white/10 transition-all">
                <div class="w-14 h-14 bg-gradient-to-br from-purple-500 to-pink-600 rounded-xl flex items-center justify-center mb-6">
                    <i class="fas fa-car text-white text-2xl"></i>
                </div>
                <h3 class="text-xl font-bold text-white mb-3">Flood Insurance</h3>
                <p class="text-gray-300 leading-relaxed">Protect your home and belongings from flood damage with our comprehensive flood insurance coverage. We offer customized solutions to fit your needs and budget.</p>
            </div>
                        <div class="bg-white/5 backdrop-blur-sm border border-white/10 rounded-2xl p-8 hover:bg-white/10 transition-all">
                <div class="w-14 h-14 bg-gradient-to-br from-purple-500 to-pink-600 rounded-xl flex items-center justify-center mb-6">
                    <i class="fas fa-user-shield text-white text-2xl"></i>
                </div>
                <h3 class="text-xl font-bold text-white mb-3">Home Insurance</h3>
                <p class="text-gray-300 leading-relaxed">Your home is more than just a structure – it's where memories are made. Ensure it remains safe and protected with our customizable home insurance policies, designed to fit your unique needs.</p>
            </div>
                        <div class="bg-white/5 backdrop-blur-sm border border-white/10 rounded-2xl p-8 hover:bg-white/10 transition-all">
                <div class="w-14 h-14 bg-gradient-to-br from-purple-500 to-pink-600 rounded-xl flex items-center justify-center mb-6">
                    <i class="fas fa-file-contract text-white text-2xl"></i>
                </div>
                <h3 class="text-xl font-bold text-white mb-3">Life Insurance</h3>
                <p class="text-gray-300 leading-relaxed">Preserve your legacy and protect your loved ones with our life insurance solutions. We offer a variety of plans to ensure your family's financial future remains secure in the face of unexpected events.</p>
            </div>
                    </div>
    </div>
</section>

<section class="relative py-24 bg-white overflow-hidden" id="testimonials">
    <div class="max-w-screen-xl mx-auto px-4 relative z-10">
        <div class="text-center mb-16">
            <div class="inline-block px-4 py-2 bg-purple-600 text-white rounded-lg text-sm font-bold mb-6">
                Testimonials
            </div>
            <h2 class="text-5xl md:text-6xl font-black text-gray-900 mb-4">What Our Clients Say</h2>
        </div>
        <div class="grid md:grid-cols-3 gap-8">
                        <div class="bg-white rounded-xl p-8 shadow-xl hover:shadow-2xl transition-all border-2 border-gray-100 hover:border-purple-200">
                <div class="flex items-center mb-4">
                                        <i class="fas fa-star text-yellow-400"></i>
                                        <i class="fas fa-star text-yellow-400"></i>
                                        <i class="fas fa-star text-yellow-400"></i>
                                        <i class="fas fa-star text-yellow-400"></i>
                                        <i class="fas fa-star text-yellow-400"></i>
                                    </div>
                <p class="text-gray-700 mb-6 leading-relaxed italic">
                    "Risk assessment tools are incredibly accurate. Our loss ratios improved significantly within one quarter."
                </p>
                <div class="flex items-center gap-4 pt-4 border-t border-gray-100">
                    <img src="https://randomuser.me/api/portraits/men/6.jpg" alt="George Sullivan" class="w-12 h-12 rounded-full object-cover ring-2 ring-purple-200">
                    <div>
                        <div class="font-black text-gray-900">George Sullivan</div>
                        <div class="text-sm text-gray-600">Underwriting Manager, Guardian Insurance Corp</div>
                    </div>
                </div>
            </div>
                        <div class="bg-white rounded-xl p-8 shadow-xl hover:shadow-2xl transition-all border-2 border-gray-100 hover:border-purple-200">
                <div class="flex items-center mb-4">
                                        <i class="fas fa-star text-yellow-400"></i>
                                        <i class="fas fa-star text-yellow-400"></i>
                                        <i class="fas fa-star text-yellow-400"></i>
                                        <i class="fas fa-star text-yellow-400"></i>
                                        <i class="fas fa-star text-yellow-400"></i>
                                    </div>
                <p class="text-gray-700 mb-6 leading-relaxed italic">
                    "Policy management has never been easier. Their platform handles complexity with simplicity."
                </p>
                <div class="flex items-center gap-4 pt-4 border-t border-gray-100">
                    <img src="https://randomuser.me/api/portraits/men/46.jpg" alt="Patricia Morgan" class="w-12 h-12 rounded-full object-cover ring-2 ring-purple-200">
                    <div>
                        <div class="font-black text-gray-900">Patricia Morgan</div>
                        <div class="text-sm text-gray-600">Agency Owner, Secure Life Insurance</div>
                    </div>
                </div>
            </div>
                        <div class="bg-white rounded-xl p-8 shadow-xl hover:shadow-2xl transition-all border-2 border-gray-100 hover:border-purple-200">
                <div class="flex items-center mb-4">
                                        <i class="fas fa-star text-yellow-400"></i>
                                        <i class="fas fa-star text-yellow-400"></i>
                                        <i class="fas fa-star text-yellow-400"></i>
                                        <i class="fas fa-star text-yellow-400"></i>
                                        <i class="fas fa-star text-yellow-400"></i>
                                    </div>
                <p class="text-gray-700 mb-6 leading-relaxed italic">
                    "Customer service metrics improved across the board. Retention rates are at company record highs."
                </p>
                <div class="flex items-center gap-4 pt-4 border-t border-gray-100">
                    <img src="https://randomuser.me/api/portraits/men/71.jpg" alt="Linda Peterson" class="w-12 h-12 rounded-full object-cover ring-2 ring-purple-200">
                    <div>
                        <div class="font-black text-gray-900">Linda Peterson</div>
                        <div class="text-sm text-gray-600">Branch Manager, National Coverage Partners</div>
                    </div>
                </div>
            </div>
                    </div>
    </div>
</section>


<section class="relative py-24 bg-white overflow-hidden" id="features">
    <div class="max-w-screen-xl mx-auto px-4 relative z-10">
        <div class="text-center mb-16">
            <div class="inline-block px-4 py-2 bg-purple-600 text-white rounded-lg text-sm font-bold mb-6">
                Features
            </div>
            <h2 class="text-5xl md:text-6xl font-black text-gray-900 mb-4">Why Choose Us</h2>
            <p class="text-xl text-gray-600 max-w-3xl mx-auto">Everything you need to succeed, all in one place</p>
        </div>
        <div class="grid md:grid-cols-2 lg:grid-cols-4 gap-6">
                        <div class="group relative bg-gradient-to-br from-white to-gray-50 rounded-xl p-6 shadow-lg hover:shadow-2xl transition-all border border-gray-100">
                <div class="absolute top-0 left-0 w-full h-1 bg-gradient-to-r from-purple-600 via-pink-600 to-purple-600 opacity-0 group-hover:opacity-100 transition-opacity"></div>
                <div class="w-12 h-12 bg-purple-600 rounded-lg flex items-center justify-center mb-4 group-hover:scale-110 transition-transform">
                    <i class="fas fa-rocket text-white text-lg"></i>
                </div>
                <h3 class="text-lg font-black text-gray-900 mb-2">Fast Performance</h3>
                <p class="text-gray-600 text-sm">Lightning-fast results</p>
            </div>
                        <div class="group relative bg-gradient-to-br from-white to-gray-50 rounded-xl p-6 shadow-lg hover:shadow-2xl transition-all border border-gray-100">
                <div class="absolute top-0 left-0 w-full h-1 bg-gradient-to-r from-purple-600 via-pink-600 to-purple-600 opacity-0 group-hover:opacity-100 transition-opacity"></div>
                <div class="w-12 h-12 bg-purple-600 rounded-lg flex items-center justify-center mb-4 group-hover:scale-110 transition-transform">
                    <i class="fas fa-shield-alt text-white text-lg"></i>
                </div>
                <h3 class="text-lg font-black text-gray-900 mb-2">Secure & Safe</h3>
                <p class="text-gray-600 text-sm">Your data protected</p>
            </div>
                        <div class="group relative bg-gradient-to-br from-white to-gray-50 rounded-xl p-6 shadow-lg hover:shadow-2xl transition-all border border-gray-100">
                <div class="absolute top-0 left-0 w-full h-1 bg-gradient-to-r from-purple-600 via-pink-600 to-purple-600 opacity-0 group-hover:opacity-100 transition-opacity"></div>
                <div class="w-12 h-12 bg-purple-600 rounded-lg flex items-center justify-center mb-4 group-hover:scale-110 transition-transform">
                    <i class="fas fa-headset text-white text-lg"></i>
                </div>
                <h3 class="text-lg font-black text-gray-900 mb-2">24/7 Support</h3>
                <p class="text-gray-600 text-sm">Always here to help</p>
            </div>
                        <div class="group relative bg-gradient-to-br from-white to-gray-50 rounded-xl p-6 shadow-lg hover:shadow-2xl transition-all border border-gray-100">
                <div class="absolute top-0 left-0 w-full h-1 bg-gradient-to-r from-purple-600 via-pink-600 to-purple-600 opacity-0 group-hover:opacity-100 transition-opacity"></div>
                <div class="w-12 h-12 bg-purple-600 rounded-lg flex items-center justify-center mb-4 group-hover:scale-110 transition-transform">
                    <i class="fas fa-chart-line text-white text-lg"></i>
                </div>
                <h3 class="text-lg font-black text-gray-900 mb-2">Proven Results</h3>
                <p class="text-gray-600 text-sm">Track your success</p>
            </div>
                    </div>
    </div>
</section>


<section class="relative py-24 bg-white overflow-hidden" id="about">
    <div class="absolute left-0 top-0 bottom-0 w-1/3 bg-gradient-to-r from-purple-50 to-transparent"></div>
    <div class="max-w-screen-xl mx-auto px-4 relative z-10">
        <div class="grid lg:grid-cols-2 gap-16 items-center">
            <div class="relative">
                <div class="absolute -top-6 -left-6 w-full h-full bg-purple-100 rounded-3xl -z-10"></div>
                <img src="https://images.pexels.com/photos/7658240/pexels-photo-7658240.jpeg?auto=compress&cs=tinysrgb&dpr=2&h=650&w=940" alt="About" class="relative rounded-2xl shadow-xl">
            </div>
            <div class="space-y-6">
                <div class="flex items-center gap-3">
                    <div class="h-1 w-20 bg-purple-600"></div>
                    <span class="text-sm font-bold text-purple-600 uppercase tracking-wider">Made-to-Order Insurance</span>
                </div>
                <h2 class="text-4xl md:text-5xl font-black text-gray-900 mb-6">
                    Tailored Insurance Plans for Your Individual Requirements                </h2>
                <p class="text-lg text-gray-600 leading-relaxed mb-8">
                    One of the biggest benefits of working with our agency is our ability to provide customized insurance solutions. We understand that no two situations are the same, which is why we take the time to assess your risks and create a policy that is tailored to your needs. Our team of experts will work with you to identify your priorities and develop a policy that provides the protection you need, without breaking the bank.                </p>
                <div class="space-y-4 mb-8">
                    <div class="flex items-start gap-4">
                        <div class="w-8 h-8 bg-purple-600 rounded-lg flex items-center justify-center flex-shrink-0">
                            <i class="fas fa-check text-white text-sm"></i>
                        </div>
                        <div>
                            <h4 class="font-black text-gray-900 mb-1">Our Mission</h4>
                            <p class="text-gray-600 text-sm">Delivering exceptional value and innovation.</p>
                        </div>
                    </div>
                    <div class="flex items-start gap-4">
                        <div class="w-8 h-8 bg-pink-600 rounded-lg flex items-center justify-center flex-shrink-0">
                            <i class="fas fa-check text-white text-sm"></i>
                        </div>
                        <div>
                            <h4 class="font-black text-gray-900 mb-1">Our Vision</h4>
                            <p class="text-gray-600 text-sm">Leading the industry with cutting-edge solutions.</p>
                        </div>
                    </div>
                </div>
                <a href="#contact" class="inline-block px-8 py-4 bg-gradient-to-r from-purple-600 to-pink-600 text-white font-bold rounded-xl hover:shadow-xl transition-all">
                    Discover Coverage                </a>
            </div>
        </div>
    </div>
</section>


<section class="relative py-24 bg-white overflow-hidden" id="blog">
    <div class="absolute top-0 right-0 w-1/2 h-full bg-gradient-to-br from-purple-50 to-pink-50"></div>
    <div class="max-w-screen-xl mx-auto px-4 relative z-10">
        <div class="text-center mb-16">
            <div class="inline-flex items-center gap-2 px-4 py-2 bg-purple-50 text-purple-700 rounded-lg text-sm font-semibold mb-6">
                <i class="fas fa-book-open"></i>
                Blog
            </div>
            <h2 class="text-5xl md:text-6xl font-black text-gray-900 mb-4">Latest Articles</h2>
            <p class="text-xl text-gray-600 max-w-2xl mx-auto">Stay updated with our latest insights and industry news</p>
        </div>
        <div class="grid md:grid-cols-2 lg:grid-cols-3 gap-8">
                        <article class="relative group">
                <div class="absolute -z-10 inset-0 bg-gradient-to-br from-purple-200 to-pink-200 rounded-3xl blur-xl opacity-0 group-hover:opacity-50 transition-opacity"></div>
                <div class="relative bg-white rounded-2xl overflow-hidden shadow-lg border border-gray-100 group-hover:border-purple-200 transition-all">
                    <div class="relative overflow-hidden h-48">
                        <img src="https://images.pexels.com/photos/3184311/pexels-photo-3184311.jpeg?auto=compress&cs=tinysrgb&h=650&w=940" alt="AI Ethics Councils for Underwriting" class="w-full h-full object-cover group-hover:scale-110 transition-transform duration-500">
                    </div>
                    <div class="p-6">
                        <span class="px-3 py-1 bg-purple-100 text-purple-700 text-xs font-semibold rounded-full">Governance</span>
                        <h3 class="text-xl font-black text-gray-900 mt-4 mb-3 group-hover:text-purple-600 transition-colors">
                            <a href="/blog/ai-ethics-councils-for-underwriting/">AI Ethics Councils for Underwriting</a>
                        </h3>
                        <p class="text-gray-600 mb-4 leading-relaxed text-sm">AI ethics councils ensure underwriting algorithms stay fair, transparent, and regulator-ready in 202...</p>
                        <div class="flex items-center justify-between">
                            <span class="text-xs text-gray-500">May 7, 2026</span>
                            <a href="/blog/ai-ethics-councils-for-underwriting/" class="text-purple-600 font-semibold text-sm hover:gap-2 inline-flex items-center gap-1 transition-all">
                                Read
                                <i class="fas fa-arrow-right"></i>
                            </a>
                        </div>
                    </div>
                </div>
            </article>
                        <article class="relative group">
                <div class="absolute -z-10 inset-0 bg-gradient-to-br from-purple-200 to-pink-200 rounded-3xl blur-xl opacity-0 group-hover:opacity-50 transition-opacity"></div>
                <div class="relative bg-white rounded-2xl overflow-hidden shadow-lg border border-gray-100 group-hover:border-purple-200 transition-all">
                    <div class="relative overflow-hidden h-48">
                        <img src="https://images.pexels.com/photos/3184296/pexels-photo-3184296.jpeg?auto=compress&cs=tinysrgb&h=650&w=940" alt="Claims Co-Creation Communities" class="w-full h-full object-cover group-hover:scale-110 transition-transform duration-500">
                    </div>
                    <div class="p-6">
                        <span class="px-3 py-1 bg-purple-100 text-purple-700 text-xs font-semibold rounded-full">Claims</span>
                        <h3 class="text-xl font-black text-gray-900 mt-4 mb-3 group-hover:text-purple-600 transition-colors">
                            <a href="/blog/claims-co-creation-communities/">Claims Co-Creation Communities</a>
                        </h3>
                        <p class="text-gray-600 mb-4 leading-relaxed text-sm">Claims co-creation communities pair adjusters, contractors, and policyholders to redesign settlement...</p>
                        <div class="flex items-center justify-between">
                            <span class="text-xs text-gray-500">May 6, 2026</span>
                            <a href="/blog/claims-co-creation-communities/" class="text-purple-600 font-semibold text-sm hover:gap-2 inline-flex items-center gap-1 transition-all">
                                Read
                                <i class="fas fa-arrow-right"></i>
                            </a>
                        </div>
                    </div>
                </div>
            </article>
                        <article class="relative group">
                <div class="absolute -z-10 inset-0 bg-gradient-to-br from-purple-200 to-pink-200 rounded-3xl blur-xl opacity-0 group-hover:opacity-50 transition-opacity"></div>
                <div class="relative bg-white rounded-2xl overflow-hidden shadow-lg border border-gray-100 group-hover:border-purple-200 transition-all">
                    <div class="relative overflow-hidden h-48">
                        <img src="https://images.pexels.com/photos/3184336/pexels-photo-3184336.jpeg?auto=compress&cs=tinysrgb&h=650&w=940" alt="Embedded Wellness Riders for Life Policies" class="w-full h-full object-cover group-hover:scale-110 transition-transform duration-500">
                    </div>
                    <div class="p-6">
                        <span class="px-3 py-1 bg-purple-100 text-purple-700 text-xs font-semibold rounded-full">Life Insurance</span>
                        <h3 class="text-xl font-black text-gray-900 mt-4 mb-3 group-hover:text-purple-600 transition-colors">
                            <a href="/blog/embedded-wellness-riders-for-life-policies/">Embedded Wellness Riders for Life Policies</a>
                        </h3>
                        <p class="text-gray-600 mb-4 leading-relaxed text-sm">Life insurers bundle wellness riders that reward members for preventive care, longevity planning, an...</p>
                        <div class="flex items-center justify-between">
                            <span class="text-xs text-gray-500">May 5, 2026</span>
                            <a href="/blog/embedded-wellness-riders-for-life-policies/" class="text-purple-600 font-semibold text-sm hover:gap-2 inline-flex items-center gap-1 transition-all">
                                Read
                                <i class="fas fa-arrow-right"></i>
                            </a>
                        </div>
                    </div>
                </div>
            </article>
                    </div>
        <div class="text-center mt-12">
            <a href="blog/" class="inline-flex items-center gap-3 px-10 py-5 bg-gradient-to-r from-purple-600 to-pink-600 text-white font-bold rounded-full hover:shadow-2xl transition-all">
                View All Articles
                <i class="fas fa-arrow-right"></i>
            </a>
        </div>
    </div>
</section>


<section class="bg-white py-20 border-y-4 border-purple-600">
    <div class="max-w-4xl mx-auto px-4 text-center">
        <h2 class="text-4xl md:text-5xl font-extrabold text-gray-900 mb-6">Ready to Get Started?</h2>
        <p class="text-xl text-gray-600 mb-10">Transform your business with our proven solutions</p>
        <a href="#contact" class="inline-block px-12 py-6 bg-purple-600 text-white font-bold text-lg rounded-lg hover:bg-purple-700 transition-all shadow-xl">
            Get Started Now
        </a>
    </div>
</section>


<section class="relative bg-gradient-to-br from-purple-600 via-pink-600 to-fuchsia-600 py-20 overflow-hidden" id="contact">
    <div class="absolute inset-0 opacity-10">
        <div class="absolute top-0 right-0 w-96 h-96 bg-white rounded-full filter blur-3xl"></div>
        <div class="absolute bottom-0 left-0 w-96 h-96 bg-white rounded-full filter blur-3xl"></div>
    </div>
    
    <div class="max-w-screen-lg mx-auto px-4 relative z-10">
        <div class="text-center mb-12">
            <h2 class="text-4xl md:text-5xl font-extrabold text-white mb-4">Say Hello</h2>
            <p class="text-xl text-white/90">We're here to help. Reach out to us today!</p>
        </div>
        
        <div class="bg-white rounded-3xl shadow-2xl p-8 md:p-12">
            <form action="#" class="space-y-6">
                <div class="grid md:grid-cols-2 gap-6">
                    <div>
                        <label for="name" class="block mb-2 text-sm font-bold text-gray-900">Your Name *</label>
                        <input type="text" id="name" class="bg-gray-50 border-2 border-gray-200 text-gray-900 rounded-xl focus:ring-2 focus:ring-purple-500 focus:border-transparent block w-full p-4" placeholder="Enter your name" required>
                    </div>
                    <div>
                        <label for="email" class="block mb-2 text-sm font-bold text-gray-900">Email Address *</label>
                        <input type="email" id="email" class="bg-gray-50 border-2 border-gray-200 text-gray-900 rounded-xl focus:ring-2 focus:ring-purple-500 focus:border-transparent block w-full p-4" placeholder="your@email.com" required>
                    </div>
                </div>
                
                <div class="grid md:grid-cols-2 gap-6">
                    <div>
                        <label for="phone" class="block mb-2 text-sm font-bold text-gray-900">Phone Number</label>
                        <input type="tel" id="phone" class="bg-gray-50 border-2 border-gray-200 text-gray-900 rounded-xl focus:ring-2 focus:ring-purple-500 focus:border-transparent block w-full p-4" placeholder="+1 (555) 000-0000">
                    </div>
                    <div>
                        <label for="company" class="block mb-2 text-sm font-bold text-gray-900">Company</label>
                        <input type="text" id="company" class="bg-gray-50 border-2 border-gray-200 text-gray-900 rounded-xl focus:ring-2 focus:ring-purple-500 focus:border-transparent block w-full p-4" placeholder="Your company">
                    </div>
                </div>
                
                <div>
                    <label for="message" class="block mb-2 text-sm font-bold text-gray-900">How can we help? *</label>
                    <textarea id="message" rows="5" class="bg-gray-50 border-2 border-gray-200 text-gray-900 rounded-xl focus:ring-2 focus:ring-purple-500 focus:border-transparent block w-full p-4" placeholder="Tell us about your project or question..." required></textarea>
                </div>
                
                <div class="flex items-center">
                    <input id="privacy" type="checkbox" class="w-5 h-5 text-purple-600 bg-gray-100 border-gray-300 rounded focus:ring-purple-500" required>
                    <label for="privacy" class="ml-3 text-sm text-gray-600">
                        I agree to the <a href="#" class="text-purple-600 hover:underline font-semibold">Privacy Policy</a> and <a href="#" class="text-purple-600 hover:underline font-semibold">Terms of Service</a>
                    </label>
                </div>
                
                <button type="submit" class="w-full py-5 text-lg font-bold text-white bg-gradient-to-r from-purple-600 to-pink-600 rounded-xl hover:shadow-2xl hover:scale-105 transition-all">
                    <i class="fas fa-paper-plane mr-2"></i>
                    Send Your Message
                </button>
            </form>
        </div>
        
        <div class="grid md:grid-cols-3 gap-6 mt-12">
            <div class="bg-white/10 backdrop-blur-sm rounded-2xl p-6 text-center text-white">
                <i class="fas fa-phone text-3xl mb-3"></i>
                <h4 class="font-bold mb-2">Call Us</h4>
                <p class="text-white/80 text-sm">+1234567890</p>
            </div>
            <div class="bg-white/10 backdrop-blur-sm rounded-2xl p-6 text-center text-white">
                <i class="fas fa-envelope text-3xl mb-3"></i>
                <h4 class="font-bold mb-2">Email Us</h4>
                <p class="text-white/80 text-sm">claims@messelife.com</p>
            </div>
            <div class="bg-white/10 backdrop-blur-sm rounded-2xl p-6 text-center text-white">
                <i class="fas fa-map-marker-alt text-3xl mb-3"></i>
                <h4 class="font-bold mb-2">Visit Us</h4>
                <p class="text-white/80 text-sm">123 Main Street</p>
            </div>
        </div>
    </div>
</section>


<footer class="bg-gradient-to-br from-gray-900 via-gray-800 to-gray-900 text-white">
    <div class="max-w-screen-xl mx-auto px-4 py-16">
        <div class="grid md:grid-cols-4 gap-12 mb-12">
            <div class="md:col-span-2">
                <a href="./" class="flex items-center space-x-3 mb-6">
                    <div class="w-12 h-12 bg-gradient-to-br from-purple-500 to-pink-600 rounded-xl flex items-center justify-center shadow-lg">
                        <svg width="48" height="48" viewBox="0 0 48 48" xmlns="http://www.w3.org/2000/svg">
                <defs>
                    <linearGradient id="grad-863faa8f0e22248ff99a975f56183013" x1="0%" y1="0%" x2="100%" y2="100%">
                        <stop offset="0%" style="stop-color:#a855f7;stop-opacity:1" />
                        <stop offset="100%" style="stop-color:#db2777;stop-opacity:1" />
                    </linearGradient>
                </defs>
                <polygon points="43.05,13.00 43.05,35.00 24.00,46.00 4.95,35.00 4.95,13.00 24.00,2.00" fill="url(#grad-863faa8f0e22248ff99a975f56183013)" />
                <text x="24" y="29" font-family="Arial, sans-serif" font-size="16" font-weight="bold" fill="white" text-anchor="middle" dominant-baseline="central">ME</text>
            </svg>                    </div>
                    <span class="text-2xl font-bold">Messelife</span>
                </a>
                <p class="text-gray-400 mb-6 max-w-md leading-relaxed">Transforming businesses with innovative solutions and exceptional service. Your success is our commitment.</p>
                <div class="flex space-x-4">
                    <a href="#" class="w-12 h-12 bg-gray-800 hover:bg-purple-600 rounded-xl flex items-center justify-center transition-all">
                        <i class="fab fa-facebook-f"></i>
                    </a>
                    <a href="#" class="w-12 h-12 bg-gray-800 hover:bg-purple-600 rounded-xl flex items-center justify-center transition-all">
                        <i class="fab fa-twitter"></i>
                    </a>
                    <a href="#" class="w-12 h-12 bg-gray-800 hover:bg-purple-600 rounded-xl flex items-center justify-center transition-all">
                        <i class="fab fa-linkedin-in"></i>
                    </a>
                    <a href="#" class="w-12 h-12 bg-gray-800 hover:bg-purple-600 rounded-xl flex items-center justify-center transition-all">
                        <i class="fab fa-instagram"></i>
                    </a>
                </div>
            </div>
            
            <div>
                <h3 class="text-lg font-bold mb-6 text-white">Quick Links</h3>
                <ul class="space-y-3 text-gray-400">
                    <li><a href="./" class="hover:text-purpleHome</a></li>
                    <li><a href="about-us.php" class="hover:text-purple-400 transition-colors">About Us</a></li>
                    <li><a href="blog/" class="hover:text-purple-400 transition-colors">Blog</a></li>
                </ul>
            </div>
            
            <div>
                <h3 class="text-lg font-bold mb-6 text-white">Contact</h3>
                <ul class="space-y-4 text-gray-400">
                    <li class="flex items-start space-x-3">
                        <i class="fas fa-phone text-purple-500 mt-1"></i>
                        <span>+1234567890</span>
                    </li>
                    <li class="flex items-start space-x-3">
                        <i class="fas fa-envelope text-purple-500 mt-1"></i>
                        <span>claims@messelife.com</span>
                    </li>
                    <li class="flex items-start space-x-3">
                        <i class="fas fa-map-marker-alt text-purple-500 mt-1"></i>
                        <span>123 Main Street</span>
                    </li>
                </ul>
            </div>
        </div>
        
        <div class="border-t border-gray-700 pt-8">
            <div class="md:flex md:items-center md:justify-between">
                <p class="text-gray-400 text-sm">© 2026 Messelife. All rights reserved.</p>
                <div class="flex space-x-6 mt-4 md:mt-0">
                    <a href="privacy.php" class="text-gray-400 hover:text-purple-400 text-sm transition-colors">Privacy</a>
                    <a href="terms.php" class="text-gray-400 hover:text-purple-400 text-sm transition-colors">Terms</a>
                    <a href="disclaimer.php" class="text-gray-400 hover:text-purple-400 text-sm transition-colors">Disclaimer</a>
                </div>
            </div>
        </div>
    </div>
</footer>


<script src="https://cdnjs.cloudflare.com/ajax/libs/flowbite/2.2.0/flowbite.min.js"></script>

<script>
document.addEventListener('DOMContentLoaded', function() {
    const anchorLinks = document.querySelectorAll('a[href^="#"]');

    anchorLinks.forEach(link => {
        link.addEventListener('click', function(e) {
            const href = this.getAttribute('href');
            if (href === '#' || href === '') return;

            const targetId = href.substring(1);
            const targetElement = document.getElementById(targetId);

            if (targetElement) {
                e.preventDefault();
                const headerOffset = 80;
                const elementPosition = targetElement.getBoundingClientRect().top;
                const offsetPosition = elementPosition + window.pageYOffset - headerOffset;

                window.scrollTo({
                    top: offsetPosition,
                    behavior: 'smooth'
                });
            }
        });
    });
});
</script>

</body>
</html>
